Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

General Data Protection Regulation

Date Version Summary of changes from last version
06-03-18 v1.1 Initial GDPR compliance statement
01-01-21 v1.2 Post Brexit update
30-06-21 v1.3 Post 'Adequacy decision' update
27-03-24 v1.4 General review and update

JustUs UK General Data Protection Regulation (UK GDPR) Statement

JustUs is the trading style of eMoneyHub Ltd. eMoneyHub Ltd takes your privacy very seriously and we give you our commitment that we will aim to keep your personal data safe and secure.

Part of this commitment was to ensure that we were ready for the transition from current Data Protection Regulations to the new EU General Data Protection Regulations which came into effect on the 25th May 2018.

1. What is UK GDPR?

The GDPR is the culmination of 4 years work by the EU to bring data protection legislation into the 'modern' age by focusing on the different and sometimes innovative ways data is stored and used. It supersedes the Data Protection Act of 1998 and aims to give consumers more say over how their data is used. This directive also streamlines legislation throughout the EU.

On January 1, 2021, the United Kingdom formally and effectively left the European Union.

Although the UK is now classed as “a third country” under the EU’s GDPR (i.e. a country outside of the EU without an adequacy decision), a provision in the agreement signed by the UK and EU in December 2020 secures an interim period of six months of unrestricted data flow between the two blocs.

On June 28, 2021, the EU adopted an adequacy decision for the UK, ensuring the free flow of personal data between the two blocs for a four-year period,until June 2025.

After June 2025, the EU will have to engage in a new adequacy process to determine whether the UK still ensures an equivalent level of data protection for the adequacy decision to be renewed.

The GDPR is retained in domestic law as the UK GDPR, but the UK has the independence to keep the framework under review. The ‘UK GDPR’ sits alongside an amended version of the Data Protection Act 2018.

The key principles, rights and obligations remain the same. However, there are implications for the rules on transfers of personal data between the UK and the EEA.

The UK GDPR also applies to controllers and processors based outside the UK if their processing activities relate to:

  • offering goods or services to individuals in the UK; or
  • monitoring the behaviour of individuals taking place in the UK.

There are also implications for UK controllers who have an establishment in the EEA, have customers in the EEA, or monitor individuals in the EEA. The EU GDPR still applies to this processing, but the interaction with European data protection authorities has changed.


2. Your rights as an individual.

You have rights under UK GDPR. These are:-

  • The right to be informed
  • The right of access
  • The right to rectification
  • The right to erase
  • The right to restrict processing
  • The right to data portability
  • The right to object.
  • The right not to be subject to automated decision making including profiling

Further information on the above is available from the Information Commissioner's Office website.


3. What are our obligations?

As the data controller we understand our obligations under the new EU legislation together with their importance to you.

To ensure we continue to meet our obligations we will:

  • Review the data we hold - Ensure the data we hold is relevant for the purposes it was intended and supplied and wheteher it is still required.
  • Review how the data is used - We only collect data that we need. This is one of the key roles as a data controller. We have reviewed our data capture processes to ensure that we meet this requirement.
  • Review our internal data security - We have reviewed how we hold your data, adding additional security and processes to ensure we are fully compliant with the regulations.
  • Update our systems - We have reviewed how you control how we communicate with you. We provide an interface where you can select and de-select the forms of communication we send you.

If you have any questions regarding the UK GDPR and what it means to you please feel free to contact us at [email protected]

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU WILL REPAY.